It’s quite common for boat owners in California to add upgrades over time without thinking much about their insurance policy through Voi Insurance Solutions LLC, serving Glendale, CA. But new navigation systems, custom electronics, fishing gear, or upgraded sound systems can significantly increase the value of a watercraft. If those additions aren’t reported to the insurance company, problems may surface during a claim.<\/p>\n
Many boat insurance policies include limits on personal effects and attached equipment. That means expensive accessories may only be covered up to a certain dollar amount unless they’ve been specifically disclosed or scheduled on the policy.<\/p>\n
If the insurer was never informed about additions and upgrades, reimbursement could be limited, and you could lose out.<\/p>\n
California insurers commonly require proof of ownership and value when expensive equipment is involved in a claim. Receipts, installation invoices, photographs, and serial numbers can all become integral to the claims process.<\/p>\n
Keeping updated records is extremely helpful because boat equipment values can change as upgrades are added. But without that documentation, it gets more complicated as far as firmly establishing what was actually on the boat before the loss occurred.<\/p>\n
Boat owners in California deal with a wide range of exposures, from marina theft to storm-related damage and saltwater corrosion along coastal areas. Remember, equipment stored on your boat may face risks even when the boat isn’t actively being used.<\/p>\n
Reporting major upgrades to the insurance company through Voi Insurance Solutions LLC, serving Glendale, CA, helps ensure the policy reflects your boat’s actual condition and value. This is the best way to protect what is probably one of your most enjoyable assets. Contact us today to learn more!<\/p>\n","protected":false},"excerpt":{"rendered":"
It’s quite common for boat owners in California to add upgrades over time without thinking much about their insurance policy through Voi Insurance Solutions LLC, serving Glendale, CA. But new navigation systems, custom electronics, fishing gear, or upgraded sound systems can significantly increase the value of a watercraft. If those additions aren’t reported to the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[28,21,20,19,3],"class_list":["post-216","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-boat","tag-ca","tag-glendale","tag-insurance","tag-voi-insurance-solutions-llc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=216"}],"version-history":[{"count":1,"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/216\/revisions"}],"predecessor-version":[{"id":217,"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/216\/revisions\/217"}],"wp:attachment":[{"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.voiinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}