Insurance coverage requirements vary from state to state. In California, drivers are required to carry a minimum of liability coverage at $15,000 per person and $30,000 per accident minimum and $5,000 minimum for property damage.
And although these are state requirements, they may not be enough coverage for your personal needs. Voi Insurance Solutions, LLC can help you determine if you need more coverage for you and your family in the Glendale, CA area.
Minimal Coverage May Not Be Enough
There are many situations in which the state minimum is not enough coverage. Anything can happen, and you don’t want to be left in the lurch due to unforeseen events.
Although drivers are legally only required to carry liability insurance, comprehensive and collision insurance may also be necessary to protect your vehicle in case of an auto accident, theft, or vandalism. Liability only protects your financial assets if you’re found at fault in an accident. It does not cover your repairs and won’t pay for or replace your car if it’s stolen. And, if your vehicle is financed, your lender will require you to carry comp and collision insurance.
Did you know your auto insurance doesn’t automatically cover a rental car? That’s right. Your policy only covers your vehicle. If you’re a traveler who frequently rents vehicles, you might want to consider renters insurance as an add-on.
If you’re involved in an auto accident with a driver who doesn’t have insurance, you may have to pay for any repairs to your vehicle. Uninsured motorist coverage can help in this situation.
Learn More About Auto Coverage
Insurance needs are different for all drivers. If you’re in the Glendale, CA area, stop by or call Voi Insurance Solutions, LLC today to learn how we can help.