What Flood Insurance Covers (and Does Not)

At Voi Insurance Solutions LLC, we can help many Glendale, CA residents find high-quality flood insurance options. These policies can protect you from many issues. However, there are also several things that it will not cover, so keep these in mind before continuing on your purchase.

How You’re Protected 

Your flood insurance will protect a variety of different elements of your home. These will vary heavily based on your policy but are usually pretty easy to understand. Just a few of the areas where you’ll get protection for your home with a flood insurance policy include:

  • Electrical and plumbing systems damaged during a flood 
  • Furnaces and water heaters affected by the flood 
  • Air conditioners and central air heating systems
  • Sump pumps and other similar devices 
  • Appliances throughout your home 
  • Carpeting and window elements in a house 
  • Some types of valuable items

Where You’re Not Covered 

While your flood insurance will cover a broad range of different problems, it is by no means 100% comprehensive. It focuses strictly on issues caused by the flood to your home but leaves out a handful of different things. Just a few elements that won’t be covered in flood include:

  • Moisture damage not caused by the flood that you could have prevented with maintenance
  • Any earth-movement damage problems, even if caused by a flood
  • Temporary living expenses while your home is being repaired
  • Business interruption issues caused by the floor 
  • Loss of money, stock certificates, and precious metals 
  • Self-propelled vehicles, like cars and boats 

Get Insurance Today 

Do you want flood insurance that will protect your Glendale, CA, home? Then please contact us at Voi Insurance Solutions LLC to learn more. Our team will do what we can to find a suitable policy and ensure that you feel comfortable with the unique demands of this policy option.