Why All Boaters Need Boat Insurance

When you own a boat, you have responsibilities like driving a car or truck. That’s why boat insurance is so essential if you’re a boater. Accidents can happen in the water, and they often do. This can mean that you owe a considerable amount of money after an accident if you don’t have insurance on your boat. It’s best to get a boat insurance policy as soon as you get your boat and keep it for as long as you own it. This will give you the protection you need to avoid financial ruin if an accident should happen. When you need boat insurance, call us today at Voi Insurance Solutions LLC in Glendale, CA to get started. 

Liability Coverage

Boat insurance works very similarly to auto insurance. One of the most essential parts of the policy is your liability coverage. This may be separated into bodily injury liability and property damage liability. Each of these is important to have in case of an accident. If you don’t have insurance, you would be liable for paying the enormous cost of medical bills and repairs or a replacement for the other boat. With insurance, the policy pays those costs.

Other Coverage

There are other types of coverage that you can get for your boat as well. These include collision insurance. This pays for the damage done to your boat if you are at fault for an accident. This will allow you to get boat repairs or a replacement as needed after an accident. You can get comprehensive coverage as well. This covers the boat when it isn’t on the water. 

Get Boat Insurance 

If your boat isn’t covered, call us at Voi Insurance Solutions LLC in Glendale, CA to learn more.