Earthquake insurance is designed to cover damage that typically occurs as a result of earthquake activity. In most cases, mortgage companies do not require earthquake insurance. However, if you live near a known fault line or in an area with frequent seismic activity, your mortgage holder may require it. At Voi Insurance Solutions LLC in Glendale, CA, we help clients find the right coverage for their insurance needs.

Some Home Construction Is More Vulnerable to Earthquake Damage

Past experience shows that certain types of construction are more susceptible to damage from seismic activity. Mobile and manufactured homes, unreinforced masonry structures, post or pier homes, hillside homes, and homes with wood-framed first floors are particularly vulnerable.

What Does Earthquake Insurance Cover?

Earthquake insurance covers damage caused by an earthquake to your home and attached structures, as well as personal belongings such as clothing, furniture, and electronics. Coverage also includes alternate living expenses if your home becomes uninhabitable due to earthquake damage. Some policies may also cover fire damage caused by gas main breaks during earthquakes. Your agent can provide more details about the specific coverage included in your policy.

Choose Voi Insurance Solutions LLC for Your Earthquake Insurance Coverage

You may have questions about the prevalence of earthquakes in your area or whether your home’s construction puts you at risk. Our experienced agents can provide clear, straightforward answers to your concerns. We offer policies for home, auto, life, recreational vehicles, and businesses. Contact Voi Insurance Solutions LLC in Glendale, CA today for a no-obligation quote and to learn how earthquake insurance can help protect you from catastrophic loss.