A motorcycle crash with a pedestrian is a tragic event with potential lifelong repercussions for both parties. If you are the motorcycle driver, your thoughts will immediately turn to insurance coverage after the collision.
This is your inside look from Voi Insurance Solutions LLC as to whether motorcycle insurance will cover all or part of the costs associated with an accident with a pedestrian in Glendale, CA.
You’ve Struck a Pedestrian. Now What?
Most motorcycle insurance policies cover accidents with pedestrians, vehicles and other motorcycles. Even if you are at fault for the accident, there’s a good chance your insurance coverage will apply.
If fault is shared between the two parties or if the pedestrian is at fault, motorcycle insurance will still likely cover most or all of your costs that are considered causally related to the crash.
Claim Filing in the Aftermath of a Motorcycle Accident
There’s a high probability both the injured pedestrian and motorcycle driver will file a claim with their respective insurance companies after the accident. The motorcyclist’s policy likely contains language covering injury to a pedestrian through its liability portion.
In contrast, many everyday people, including pedestrians walking the street have PIP coverage through health insurance. PIP is an acronym short for personal injury protection.
As long as both parties’ respective insurance policies are active and the monthly premiums are paid in full, insurance will likely apply.
Voi Insurance Solutions LLC is a Call Away
If you are considering motorcycle insurance in the greater Glendale, CA area, reach out to Voi Insurance Solutions LLC today. You can contact our insurance provider at 818-435-8225.