Home insurance provides coverage for a range of events – but does it provide coverage in the event of an earthquake? This is an important question, particularly if you’re trying to decide if you need earthquake insurance in addition to home insurance. The team of insurance experts at Voi Insurance Solutions LLC servicing Glendale, CA can help. Our team of experienced insurance professionals can help you as you decide whether you need additional coverage for earthquakes. Here’s what you need to know.
Does Home Insurance Cover Earthquakes?
A typical home insurance policy does not provide coverage for earthquakes. This means that if your home is damaged in an earthquake, you will either need a separate earthquake insurance policy to file a claim, or you may be responsible for the entire recovery when an earthquake happens. Earthquake damage can be extensive, causing damage to homes and the contents inside, so going without insurance can be very risky.
Should I Get Earthquake Insurance If I Live In a High-Risk Area?
If you live in a high-risk area, having earthquake insurance can be a very important part of homeownership. Even if you live in an apartment, having earthquake insurance can be important and helpful.
Glendale, CA and the surrounding area experiences earthquakes on a regular basis. Most earthquakes that hit the Los Angeles area are small, but some earthquakes can cause significant damage.
Benefits of Earthquake Insurance
Having earthquake insurance provides peace of mind while also making earthquake recovery a realistic possibility. For people who have no earthquake insurance, earthquake damage can be especially devastating.
Do you want to get earthquake insurance for your home? If so, the professionals at Voi Insurance Solutions LLC servicing Glendale, CA can help. Call today to speak with one of our experienced team members.