Four priorities when you buy flood insurance

Flooding can cause a lot of damage to your home that’s expensive to repair. Homeowners can protect themselves against flood damage expenses with an insurance policy from Voi Insurance Solutions LLC.

The following are four priorities to focus on when you buy flood insurance in Glendale, CA. 

Insuring the contents of your home

Flood insurance isn’t only important for protecting your home itself. It’s also important for insuring the contents of your home. Your belongings could become severely damaged by flooding.

Flood insurance should include enough personal property coverage to cover the full value of the items you own that you keep in your home. Keep this in mind if you have particularly valuable items in your home, like expensive electronics. 

Knowing what your FEMA designation is

Your area’s FEMA designation can impact flood insurance costs and the availability of NFIP subsidies. That’s why it’s so important for you to do your research on your area’s FEMA status. 

Knowing when your policy needs to be renewed

A flood insurance policy typically has a term length of a year. After a year, you’ll need to renew your policy to enjoy continued coverage.

Make a note of the date on which you’ll need to renew your policy to ensure that you stay covered against flood damage. 

Keeping up on news and updates about flood risks

Flood maps and insurance regulations can change over time. You need to know about any changes so that you can adjust your insurance coverage accordingly. 

At Voi Insurance Solutions LLC, we offer flood insurance to property owners in Glendale, CA. Contact us now to get a quote on a flood insurance policy that will protect your home’s value.