I don’t live in a flood zone. Should I carry flood insurance?

Flooding is one of the leading forms of natural destruction in homes and businesses. However, many areas aren’t zoned as areas prone to flooding. This may lead both businesses and homeowners to question whether or not flood insurance is truly a necessity. Our Voi Insurance Solutions LLC team knows that deciding on optional insurance can be difficult and confusing. This is why we’re committed to eliminating the confusion for our Glendale, CA residents.

What is Flood Insurance?

Flood insurance is designed to cover property loss due to flooding. This coverage can pay for the repair or replacement of your home and your belongings. This includes pipes and electrical systems. Flood insurance also pays for clearing and cleaning your home or place of business after a flood.

Should I Carry Flood Insurance?

Perhaps. When you consider the unknown and what’s NOT covered by other insurance policies, flood insurance is most likely a good investment, even if you live in a place that is not prone to flooding. Flooding can occur anywhere, even in places that don’t typically flood. Most home and business owners would be hard-pressed to pay for all the damage caused by flooding out of pocket. As a result, flood insurance is probably a good investment because homeowners and commercial business insurance won’t typically pay for flood damage. You should also keep in mind that flooding is one of the primary causes of property damage and destruction. Investing in insurance that would provide protection for the unexpected may be a good idea. If you have questions about flood insurance and feel that you could benefit from this type of coverage, we’d be happy to talk to you. Call us. We’re standing by.