Motorcycle owners in California are required to purchase motorcycle insurance to drive legally in the state. Our Voi Insurance Solutions LLC team understands that many Glendale, CA motorcycle owners may be unsure of the insurance requirements. As a result, our team is committed to educating drivers and helping them get the insurance they need to drive within the state legally.
What is Motorcycle Insurance?
Similar to auto insurance, motorcycle insurance provides coverage for repairing or replacing your motorcycle, motorbike, scooter, moped, ATV, or UTV. Motorcycle liability coverage provides liability protection for other drivers and their property if you’re found responsible/liable for an accident that causes damage or personal injury to others.
I only drive my motorcycle on holidays. Do I still need motorcycle insurance?
You must purchase motorcycle insurance to drive your motorcycle legally. It doesn’t matter how frequently or infrequently you drive your motorcycle. You must have insurance to drive it in any capacity. The state of California requires that all motorcycle drivers carry motorcycle liability coverage in the amount of $15,000 per person for bodily injury coverage and $30,000 per accident. Drivers must also carry $5000 in property damage coverage per accident. You may opt to meet the state minimum insurance requirements and nothing more. However, if you have a motorcycle loan, your lender will likely require full coverage auto insurance, which exceeds the state’s minimum motorcycle requirements for motorcycle owners. Driving without insurance is illegal and comes with heavy fines. If you have questions regarding motorcycle insurance, call us. We’d be happy to help you explore your options.